For low volume, Make.com is cheaper and easier. At scale, self-hosted n8n wins by a wide margin, because it runs at a near-flat server cost while Make.com bills per operation and climbs steeply as your volume grows.
At low volume, Make.com is cheaper and easier, and I reach for it happily. At higher volume, self-hosted n8n wins on cost by a wide margin. There is a crossover point, and once you pass it the gap only gets bigger.
This is the whole thing, and most comparisons skip it. The two tools do not just cost different amounts. They cost in completely different shapes.
Illustrative shape, not a quote. The exact crossover depends on your operations per record and monthly record count.
n8n self-hosted is not free money. The tradeoff is ownership. You own the server, which means you own its upkeep: updates, monitoring, backups, and the occasional thing that needs a hand at an inconvenient hour. That is real, and it is why cheap on paper is not always cheap in practice.
This is exactly the part I take off your plate. I stand up the server, harden it, and keep it running so you get the flat-cost win without becoming your own sysadmin. If you would rather not own any of that, Make.com or n8n cloud stays on the table. It is a choice, and I will give you the straight math on both.